Privacy Policy

Email address and password. Email and password is the only way to sign in to the App — there is no Google, Apple, or phone-number sign-in, and we never ask for or collect a phone number. Your password is stored only as a salted cryptographic hash, so we never store or see it in plain text.

Date of birth. This is required to create an account and is checked on our server to confirm you are at least 13 (see section 11), and to work out whether you are 18 or over, which the Practice leaderboard requires (see section 4). We use it for nothing else, and it is never shown to anyone.

Correcting your date of birth. You can correct it in the Profile tab, with one exception: a change that would make an account under 18 into one aged 18 or over cannot be made in the App. Because the leaderboard is for adults only, that change goes through our support team — write to support@ticktora.com and we will check and correct it.

Name

Date of birth

City and country

Preferred display currency

Self-described trading experience level

When you send a friend request you type the other person's email address. That address is submitted to our server for one purpose only — to look up an existing Ticktora account whose sign-in email matches it. If there is a match we record the link between the two accounts. If there is no match the address is discarded, is not stored, and no invitation or other message is sent to it. The App never reads your contacts.

Quiz attempts and results, and lesson progress

Historical-scenario runs, including your decisions, reasoning choices, and scores

Trade-journal statistics derived from those runs

Hearts (lives), daily activity days, and streaks

Practice Trading activity on the fictional Meridian Exchange — simulated orders, holdings, and virtual cash with no monetary value

Your Practice watchlist — the fictional companies you choose to follow — used only to filter which Meridian newswire headlines you are shown. It is never used to decide what headlines are written.

Your Practice leaderboard handle and your monthly Practice return (see section 4)

A push-notification token for your device, if you turn on reminders. The token identifies the device to the push service rather than you personally, and is deleted when you turn reminders off.

Your leaderboard handle, your rank, and your Practice return percentage for the current month are shown to other signed-in learners of the App.

Your name, email address, date of birth, virtual cash, holdings, orders, and trades are never shown on the leaderboard.

Your handle is either one we generate for you or one you choose in Profile → Leaderboard. Handles are filtered before they are stored, can be reported or blocked by other learners, and may be reset by our moderators. On the leaderboard, a learner who blocks you sees "A learner" in place of your handle.

Only learners aged 18 or over, which we work out from the date of birth you gave us. Learners under 18, and accounts without a date of birth, are never ranked or shown.

Nobody is ranked before being shown a one-time notice that explains what the leaderboard displays. It is shown in the Practice tab, and on the leaderboard and in Profile → Leaderboard until you answer it. The notice lets you choose to appear ("Show me on the leaderboard") or to stay off ("Keep me off").

An account with no Practice trade in the current month does not appear.

No third-party analytics, advertising, or tracking SDKs are included in the App.

No precise location — only the city and country you choose to type into your profile.

No phone number — the App has no phone or SMS sign-in and never asks for one.

No contacts, photos, microphone, or camera access.

We do not sell or rent your personal information to anyone.

To provide and personalise the App — your name in greetings, your preferred currency for display, and your experience level for content.

To confirm you meet the minimum age of 13, and whether you are 18 or over for the Practice leaderboard (date of birth only).

To show your handle, rank, and monthly Practice return on the Practice leaderboard, if you are 18 or over and have not hidden yourself (see section 4).

To filter the Meridian newswire by your Practice watchlist or holdings when you ask it to. This only changes which already-written headlines you see; it never influences what is written.

To operate gamification features: hearts, streaks, and progress tracking.

To send the practice reminders you have opted in to, and to stop sending them when you opt out.

To enforce free-tier limits and activate paid subscriptions.

To keep accounts secure and prevent fraud or abuse, such as blocking one purchase receipt from unlocking multiple accounts.

To comply with applicable law.

Infrastructure providers that host the App and its database (currently Netlify), which process data on our behalf.

The app store (e.g., Apple) when validating purchase receipts.

Expo's push notification service (expo.dev), which receives your device push token and the text of the reminder so that it can be delivered to your device. Your email, profile details, and learning history are not sent with it.

DeepSeek (api.deepseek.com), the AI provider used to write coaching feedback on a completed scenario decision. Only coaching-relevant content is sent: the scenario checkpoint text exactly as published in the App, the decision you took, and the reason you gave for it. Your name, email address, user id, account balance, and Practice Trading positions are never sent. The generated feedback is stored against the decision, not against you, and is reused for anyone who makes the same decision.

DeepSeek also writes the headlines on the Meridian newswire, and suggests the shape names used in the chart descriptions beside Practice price charts (the App writes the descriptions themselves). A newswire request contains only a made-up company’s name, sector, a short excerpt of its made-up backstory, and its own recent headlines, with the App’s writing instructions. A chart-description request contains only the relative shape of the chart’s recent closing prices — not even the company’s name or a price level. Neither contains personal data of any kind: no name, email address, or user id, and nothing about any learner’s holdings, watchlist, or trades. The results are the same for every learner and are not stored against any account.

Other learners, who can see your leaderboard handle, rank, and monthly Practice return if you are 18 or over and have not hidden yourself (see section 4).

A news provider, when the News tab is serving live headlines rather than the bundled sample articles. Depending on how the App is configured this is GNews, NewsData, or NewsAPI, and the only thing sent is the topic or company name you searched for — no personal data and no account identifier.

An email delivery provider (currently Resend), used for one message only: the code we send when you ask to reset your password. It receives your email address and that code, and nothing else — not your name, your learning history, or your subscription.

Authorities or courts where disclosure is required by applicable law.

All traffic between the App and our servers is encrypted in transit (HTTPS/TLS).

Passwords are stored only as salted cryptographic hashes.

Sessions use signed tokens, and sign-in endpoints are rate-limited against brute force.

Access and correction — view and edit your profile details in the App at any time. The one exception is a date-of-birth correction that would make an account under 18 into one aged 18 or over: our support team makes that change on request (see section 2).

Deletion — delete your account and its data yourself, at any time, from Profile → About → Delete account.

Grievance redressal — contact us with any privacy concern and we will respond within a reasonable time, as required by applicable Indian data protection law.